When can you actually retire?
See if you're on track to retire when you're ready — with a free, AI-powered retirement projection.
Free forever · No credit card · No accounts linked
You can retire at
64
At retirement
$5.8M
AI Insight
Saving $300 more per month could help you retire 4.7 years earlier.*
*Illustrative example. Projected improvement based on hypothetical inputs and assumptions. Not a guarantee of future results. Actual outcomes will vary.
Test hypotheses with AI
Retire earlier, save more, take a year off — ask in plain English.
Know your retirement number
Your age, your number, your milestones — on one timeline.
No linking accounts needed
A few simple inputs. Never your bank logins.
No subscription. Free forever. Powered by AI.
How My Horizon helps
A real answer, not a sales pitch
A projection engine with clearly stated assumptions, an AI that lets you test your own decisions, and nothing to buy.
Your whole retirement on one timeline
Watch your savings build to retirement, then carry you through it — with Social Security, taxes, inflation, and your home built into the math.
Estimated retirement year based on information you provide and assumed investment returns. A projection, not a guarantee — actual results will vary.
Ask the big questions in plain English
Could I retire at 60?
What if I save $300 more a month?
Can I afford a year off?
The AI reruns your projection for every question — and shows the impact on your retirement age.
Your data stays yours
Your information is encrypted in transit and at rest. You enter a few numbers yourself — we never ask for bank logins — and we never sell your data.
How it works
Your answer, in minutes
1
Answer a few questions
Income, savings, spending. No documents, no account linking.
2
See your retirement age
Your projected age, number, and milestones on one timeline.
3
Test your what-ifs
Ask the AI what big decisions would do to your timeline.
Stop guessing. See your year.
The question is already on your mind. The answer takes a few minutes.
Free forever · No credit card · No accounts linked